STV-180 and STV-90 Health Insurance Plans by Pacific Cross Thailand: Medical Protection for Short-Term Stays

Visiting Thailand for a few weeks or months? Whether you're here on a Special Tourist Visa (STV), a short-term work project, or an extended holiday, health insurance is essential for protecting yourself from unexpected medical expenses.

Pacific Cross Thailand offers the STV-180 and STV-90 Plans—two streamlined short-term travel health insurance options tailored specifically for individuals staying in Thailand for 90 or 180 days. With coverage for outpatient and inpatient care, emergency services, and more, these plans are your go-to solution for safe, stress-free travel.

Why Do Short-Term Visitors Need Health Insurance in Thailand?

Thailand’s healthcare system is known for its high quality and affordability—but that doesn’t mean care is free. Tourists and temporary residents must pay out-of-pocket for medical services if they lack insurance.

Whether you're planning a sabbatical, visiting family, or traveling under the STV visa, having a reliable health insurance plan ensures:

• Access to top hospitals and clinics
• No unexpected bills from accidents or illness
• Eligibility for certain visa types or extensions
• Peace of mind during travel or seasonal stays

What Are the STV-90 and STV-180 Plans?

These plans are short-duration medical insurance policies designed to meet the needs of:

• Travelers entering on the Special Tourist Visa (STV)
• Visitors staying in Thailand up to 3 or 6 months
• Foreign nationals exploring long-term relocation
• Seasonal expats, digital nomads, and retirees on trial stays

STV-90 Plan

✔️ Valid for 90 consecutive days
✔️ Ideal for tourists, digital nomads, or short-term guests

STV-180 Plan

✔️ Valid for 180 consecutive days
✔️ Perfect for extended vacations, visa trial periods, or seasonal relocations

Both plans include comprehensive medical benefits with affordable pricing and flexible entry requirements.

Key Benefits of STV Health Plans from Pacific Cross Thailand

Coverage CategoryDetailsOutpatient Medical CareConsultations, diagnostics, and prescribed medicationInpatient HospitalizationRoom & board, ICU, surgery, and inpatient treatmentEmergency TreatmentAccidents, sudden illness, and ambulance transportAffordable PremiumsPriced specifically for short-term travelers and temporary residentsNo Long-Term CommitmentsCoverage ends after your designated stay (90 or 180 days)Visa-Friendly DocumentationAll paperwork included for visa applications or border entry presentationNationwide Hospital AccessAccess to Pacific Cross’s 550+ hospital network throughout ThailandBilingual SupportEnglish and Thai-speaking staff available 24/7

Who Should Use the STV-90 or STV-180 Plans?

These plans are ideal for:

• Tourists on the STV visa program
• Seasonal expats and snowbirds escaping winter
• Retirees testing long-term living in Thailand
• Digital nomads on short-term residency
• Students, volunteers, or language learners
• Family visitors staying beyond standard travel insurance limits

If you're not yet ready to commit to a 1-year or long-term plan, but still want quality medical protection during your stay, the STV-90 and STV-180 plans are built just for you.

Why Pacific Cross Thailand?

As one of the region’s most experienced health insurance providers, Pacific Cross Thailand is trusted by travelers, expats, and international guests across Asia. We provide:

• Over 75 years of experience in regional health insurance
• Deep knowledge of Thailand’s medical and visa requirements
• Thai government-licensed plans that meet embassy and immigration standards
• Fast claims processing, policy issuance, and visa documentation
• Multilingual service and support for overseas applicants

Whether you're in Thailand for weeks or months, our team ensures your health insurance is smooth, accessible, and worry-free.

How to Apply for STV-90 or STV-180 Plans

Step 1: Choose Your Plan

Select either the 90-day or 180-day plan based on your length of stay and visa type.

Step 2: Submit Application

Apply online or through our customer service portal. No in-person appointment or medical checkup is required for most applicants.

Step 3: Receive Visa-Ready Certificate

Once approved, we’ll send you an official certificate of insurance—accepted for STV visa applications and immigration extensions.

Step 4: Travel with Confidence

Enjoy your stay in Thailand, knowing your healthcare is backed by Pacific Cross’s extensive provider network and 24/7 support.

Combine Flexibility with Protection

Health emergencies don’t wait for your schedule. That’s why STV-90 and STV-180 plans give you:

• Comprehensive protection without long-term obligations
• Transparent pricing and coverage limits
• Easy-to-use access to hospitals and clinics across the country
• Visa-compliant documentation from a trusted Thai insurer

It’s short-term medical insurance for Thailand made easy.

Protect Your Short Stay with Pacific Cross Thailand

Whether you're here for 3 months or 6, you deserve the same level of healthcare protection as long-term residents. With the STV-90 and STV-180 Plans, Pacific Cross Thailand delivers convenience, coverage, and peace of mind for every visitor.

Apply today or learn more about short-stay coverage options:
🌐 www.pacificcrosshealth.com

Your journey is temporary—but your health coverage shouldn’t be.