Smooth Protect Plan by Pacific Cross Thailand: Tailored Accident Insurance for Ages 55–75

As you move into your prime years, staying protected against life’s unexpected moments becomes more important than ever. The Smooth Protect Plan by Pacific Cross Thailand is specially designed for individuals aged 55 to 75, providing financial security and emergency support when accidents occur—whether at home or while traveling.

This comprehensive personal accident plan includes coverage for accidental death, dismemberment, and permanent disability, including incidents involving motorcycles. With added benefits for medical treatment, hospital income, rehabilitation, and final expenses, Smooth Protect empowers you to live with greater confidence and independence.

Why Choose the Smooth Protect Plan?

1. Age-Specific Coverage for Seniors

Smooth Protect was built with mature adults in mind. Unlike many accident plans with restricted age limits, Smooth Protect actively provides meaningful coverage from age 55 to 75. This makes it ideal for retirees, semi-retired individuals, or active seniors who continue to lead vibrant lifestyles.

2. Comprehensive Accident Protection

Whether it's a slip at home or a road traffic incident, Smooth Protect covers:

• Loss of life due to accidental injury
• Dismemberment and permanent disability, including motorcycle-related accidents
• Bone fractures and dislocations
• Hospitalization benefits for accident-related treatment

These benefits ensure that you and your family are financially protected if the unexpected occurs.

3. Financial Support When You Need It Most

In the event of an accident, your recovery shouldn’t be held back by financial stress. Smooth Protect offers:

• Daily hospital income: Receive a set allowance for each day you’re admitted due to an accident
• Physiotherapy coverage: Get reimbursed for prescribed therapy sessions during rehabilitation
• Mobility aids and appliances: Support for crutches, wheelchairs, or other doctor-recommended equipment
• Transportation for follow-up care: Covers local travel for continuing outpatient treatment

Built for Real Life: Key Benefits Overview

Benefit CategoryDescriptionAccidental DeathLump-sum benefit paid to your chosen beneficiaryDismemberment & DisabilityCoverage for total or partial loss of limbs or functionMotorcycle AccidentsIncluded as standard—no additional rider requiredMedical Expense CoverageReimbursement for treatment of covered accident injuriesHospital Daily AllowanceDaily compensation while hospitalized due to an accidentRehabilitation SupportIncludes physiotherapy and post-treatment careMobility AssistanceDevices prescribed by a medical professional are coveredEmergency Ambulance ServicesImmediate transport to the nearest hospital following an accidentFuneral ExpensesLump-sum benefit to assist with final arrangements

24/7 Emergency Assistance, Nationwide and Beyond

Smooth Protect includes round-the-clock emergency medical support, ensuring that you’re never alone when facing an urgent health event. Whether you’re traveling in another province or residing in a remote area, our network will guide you to the nearest care facility and coordinate your emergency response.

Services include:

• Immediate medical hotline access
• Ambulance coordination
• Hospital referral and admission assistance
• Language assistance where required

Travel with Confidence

Many seniors love to explore Thailand or travel abroad to visit family or enjoy retirement. With Smooth Protect, you can journey confidently knowing you’re protected from accidents and can access emergency services anytime.

The plan is especially useful for:

• Road travel throughout Thailand
• Inter-provincial trips by bus, car, or train
• Staying in rural or island regions where accidents may result in longer emergency response times

Peace of Mind for Families

One of the most valuable aspects of Smooth Protect is the peace of mind it offers to loved ones. In the event of serious injury or death from an accident, the plan ensures your family receives prompt financial assistance. Whether it's paying for final expenses, covering hospital bills, or supporting recovery at home, this plan helps reduce the emotional and financial burden during difficult times.

Plan Eligibility & Enrollment

Who can apply?

• Individuals aged 55 to 75 years old at the time of application

Is a medical check-up required?

• No medical exam is required to apply, although certain health conditions may be excluded

Can expats apply?

• Yes, foreign residents living in Thailand are eligible to enroll, subject to terms and proof of local residency

How do I maintain coverage?

• Simply renew your policy annually; benefits remain active as long as premiums are paid and the policy remains in force

Is Smooth Protect Right for You?

Smooth Protect is ideal for:

• Retirees seeking accident protection without complex medical underwriting
• Active seniors still traveling, riding motorcycles, or engaging in social activities
• Families who want to secure their loved ones with a trusted accident policy
• Expatriates over 55 seeking private accident coverage in Thailand

It provides a thoughtful balance of accident protection, daily income support, and rehabilitation benefits—all under one easy-to-manage policy.

Why Pacific Cross Thailand?

With a legacy of over 75 years in Asia and more than 3 decades in Thailand, Pacific Cross Thailand is trusted by individuals, families, and corporations alike for reliable health and accident insurance.

What sets us apart:

• Deep regional experience and financial stability
• Personalized customer service in Thai and English
• Access to a large network of hospitals and clinics nationwide
• Transparent policy terms and easy-to-understand benefits

We pride ourselves on offering accessible, affordable protection for every stage of life.

Get Protected with Smooth Protect Today

Secure your future with accident insurance that’s been designed to protect your lifestyle, health, and family—without overcomplicating the process.

To learn more or apply, visit:
🌐 www.pacificcrosshealth.com

Or contact our team for a personalized consultation.
Take the first step toward safer, smarter living—backed by experience, care, and commitment.

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