Health Insurance

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24 Hours Worldwide Emergency Treatment
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Ability to renew up to 99 years old
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Your Choice of Discount Options
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Substandard Risks Considered

Coverage of Premier Plan

BENEFITS

PREMIER

PREMIER PLUS

Hospital Choices

No Limit on Hospital Choices

No Limit on Hospital Choices

Emergency Medical Evacuation Service

Worldwide Evacuation

Worldwide Evacuation

Maximum Limit per Disability per Policy year

1,200,000

3,000,000

Inpatient Benefits

Room and Board, Nursing Charge, Other Medical Charge
(Maximum limit per day)

5,000
45 Days

6,000 Unlimited Days

Intensive Care Unit and Coronary Care Unit (Maximum limit per day)

10,000
15 Days

12,000 Unlimited Days

Operating Theatre

Included in Hospital Expenses

Normal & Customary Charge

Surgical’s Fee Including Pre-Surgical Assessment and
Normal Post-Surgical Care (Actual Expenses)

200,000

Normal & Customary Charge

Organ Transplant’s Fee for Liver, Heart, Lung, Kidneys, Bone Marrow
and Kidney Dialysis Including Donor’s Costs (Maximum per disability)

200,000

300,000

Anaesthetist’s Fee

Included in Hospital Expenses

Normal & Customary Charge

Private Nurse Fee recommended by physician immediate after hospitalization
(Up to 30 days)

20,000

Normal & Customary Charge

Inpatient Psychiatric/Mental Disorder

Not Covered

30,000
/Disability
100,000
/Lifetime

Hospital Expenses : Diagnostic Laboratory Fee, X-rays, Prescribed
Medicines, Blood and Plasma, Wheel Chair Rentals, Surgical Appliances

200,000

300,000

Permanent implanted medical devices and artificial organs
(Please see remark no. 11)
Included in Hospital Expenses
Physician’s Daily Hospital Visit (Maximum per day and maximum of days
per disability)

2,500 45 Days

Normal & Customary Charge

Specialist’s consultation fee

10,000

Normal & Customary Charge

Emergency OPD within 24 hours, maximum per accident

10,000

Normal & Customary Charge

Health Insurance Plans

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  • 24 Hours Worldwide Emergency Treatment Coverage
  • Guarantee Renewability
  • Your Choice of Discount Options
  • Substandard Risks Considered