Health Insurance

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24 Hours Worldwide Emergency Treatment
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Ability to renew up to 99 years old
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Your Choice of Discount Options
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Substandard Risks Considered

Coverage of Ultima Plan

BENEFITS

ULTIMA

ULTIMA PLUS

Hospital Choices

No Limit on Hospital Choices

No Limit on Hospital choice and Extended coverage for artificial organs and implants e.g. Joints, Pacemakers, and Defibrillator

Emergency Medical Evacuation Service

Worldwide Evacuation

Worldwide Evacuation

Maximum Limit per Disability per Policy year

20,000,000

50,000,000

Inpatient Benefits
Room and Board, Nursing Charge, Other Medical Charge
(Maximum limit per day)

16,000

18,000

Intensive Care Unit and Coronary Care Unit

Normal & Customary Charge

Normal & Customary Charge

Operating Theatre

Normal & Customary Charge

Normal & Customary Charge

Surgical’s Fee Including Pre-Surgical Assessment and
Normal Post-Surgical Care (Actual Expenses)

Normal & Customary Charge

Normal & Customary Charge

Organ Transplant’s Fee for Liver, Heart, Lung, Kidneys, Bone Marrow
and Kidney Dialysis Including Donor’s Costs (Maximum per disability)

2,000,000

3,000,000

Anaesthetist’s Fee

Normal & Customary Charge

Normal & Customary Charge

Private Nurse Fee recommended by physician immediate after hospitalization
(Up to 30 days)

Normal & Customary Charge

Normal & Customary Charge

Inpatient Psychiatric/Mental Disorder

100,000
/disability
400,000
/life time

200,000
/disability
400,000
/life time

Hospital Expenses : Diagnostic Laboratory Fee, X-rays, Prescribed Medicines,
Blood and Plasma, Wheel Chair Rentals, Surgical Appliances and Devices

Normal & Customary Charge

Normal & Customary Charge

Health Insurance Plans

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  • 24 Hours Worldwide Emergency Treatment Coverage
  • Guarantee Renewability
  • Your Choice of Discount Options
  • Substandard Risks Considered